Reply To: 4 step letter process

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From my understanding the bank debt isnt assigned/referred it is sold to a 3rd party therefore there is no legal contract between you and the 3rd party.

Have you heard anymore since?

Can u also please tell me is the debt disclosure statement referred to as the 4th letter? I cant seem to find a doc with this title “debt disclosure statement? or is it the private settlement agreement they are meaning?

Thank you and I hope you get a positive resolution soon 🙂