Thank you Karen for your reply. I need more experience and knowledge with regards to the 3 step process, too bad the seminar is later in the year, but I will surely be there.
The other part, damages and responsibility, I think they look at the full picture. Insurance will deal with that. I did give a full statement (again) with full drawing of the incident scene to the insurance, again stating that I think I did nothing wrong and what they want me to do with the fine. Still waiting for a reply.